1. This disclaimer and privacy statement are applicable to the websites managed by Culmination Healthcare Pvt. Ltd. By using or accessing this website you agree with the terms and conditions in this disclaimer.

  2. This website contains hyperlinks to websites that are not managed by Culmination Healthcare Pvt. Ltd. These hyperlinks have solely been included for the visitor’s convenience. Culmination Healthcare Pvt. Ltd. does not accept any responsibility for the content, the availability or the quality of offers/information/etc. made on external websites.

  3.  The information contained in this website is for general information purposes only. While we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

  4. Culmination Healthcare Pvt. Ltd. will not share your name, address and mobile number with any third party unless they are required to be disclosed pursuant to any governmental or statutory regulations, requirements or orders that might be in force from time to time.

  5. Through this website you are able to link to other websites which are not under the control of Culmination Healthcare Pvt. Ltd. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

  6. Every effort is made to keep the website up and running smoothly. However, Culmination Healthcare Pvt. Ltd. takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

  7. Nothing on this website constitutes, or is meant to constitute, advice recommendation or opinion of any kind.  If you require advice in relation to any medical matter you should consult an appropriate qualified medical professional.

  8. Culmination Healthcare Pvt. Ltd. takes no responsibility of the advises/treatments/surgeries/procedures,etc given by the medical professionals/doctors/institutions, etc. named/mentioned in this website and the individual/s and the medical professionals/doctors/institutions, etc. share direct one to one relationship with eachother.

  9. Culmination Healthcare Pvt. Ltd. is not liable for any defaults made by any individual in making payments to any medical professionals/doctors/institutions, etc.who have been introduced through this website. The SERVICE is available only for persons of legal age as governed by their country of residence. You agree that all the data provided by you are accurate and true. Culmination Healthcare Pvt. Ltd. reserves the right to terminate your registration or its application access if it feels or finds that the data provided by you is inaccurate.


Culmination Healthcare Pvt. Ltd. may at any time amend the terms of this disclaimer. Amendments will go into effect as soon as they have been published on this website.


“Living Healthy 24” websites are property of the Culmination Healthcare Pvt. Ltd.. The name “Living Healthy24” on this website includes each said legal entity either individually or jointly.

Intellectual property

The information, images, lay-out, documents, audio, video, text and software on this website are intellectual property of Culmination Healthcare Pvt. Ltd. It is not allowed to copy, download, publish or in any way distribute or multiply the information on this website without prior written permission of Culmination Healthcare Pvt. Ltd..


Although the greatest possible care has been exercised to ensure the correctness and completeness of the information provided on this website, Culmination Healthcare Pvt. Ltd. does not accept any liability for it. 

Limitations of liability


Culmination Healthcare Pvt. Ltd. will not be liable to you (whether under the law of contract, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:


  • [to the extent that the website is provided free-of-charge, for any direct loss;]

  • for any indirect, special or consequential loss; or

  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.


These limitations of liability apply even if [NAME] has been expressly advised of the potential loss.

Other parties


[You accept that, as a limited liability entity, Culmination Healthcare Pvt. Ltd. has an interest in limiting the personal liability of its officers and employees.  You agree that you will not bring any claim personally against Culmination Healthcare Pvt. Ltd.’s officers, employees, advisors or consultants in respect of any losses you suffer in connection with the website.]


[Without prejudice to the foregoing paragraph,] you agree that the limitations of warranties and liability set out in this website disclaimer will protect Culmination Healthcare Pvt. Ltd.’s officers, employees, advisors, consultants, agents, subsidiaries, successors, assigns and sub-contractors as well as our C&F service partner.


Unenforceable provisions


If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.